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Mortage vs. Mortgage — Which is Correct Spelling?

Edited by Tayyaba Rehman — By Fiza Rafique — Published on September 29, 2023
Mortage is an incorrect spelling. The right spelling is mortgage, a legal agreement by which a bank lends money at interest in exchange for taking the title of the debtor's property.
Mortage vs. Mortgage — Which is Correct Spelling?

Which is correct: Mortage or Mortgage

How to spell Mortgage?

Mortage

Incorrect Spelling

Mortgage

Correct Spelling
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Key Differences

Link the word to "mort" which means death; it's a long-term commitment, often till "death" or full payment.
Fiza Rafique
Sep 29, 2023
Use mnemonic: "A mort-GAGE till it's paid."
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Sep 29, 2023
Think of the word as "mort-gage" where "gage" means a pledge.
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Sep 29, 2023
Remember the "t-g" connection; the "t" is followed directly by a "g" in mortgage.
Fiza Rafique
Sep 29, 2023
Visualize a house with the correct spelling, “mortgage,” as its foundation.
Fiza Rafique
Sep 29, 2023
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Mortgage Definitions

A loan secured by real property through a legal agreement.
He took out a mortgage to buy his first home.
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Sep 12, 2023
An instrument signed by a borrower, lender, and sometimes property seller.
She signed the mortgage documents today.
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Sep 12, 2023
The charging of real property by a debtor to a creditor as security for a debt.
The bank holds a mortgage on the property.
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Sep 12, 2023
The state of being charged or encumbered with a mortgage.
The property was under mortgage.
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Sep 12, 2023
A conveyance of property, upon condition, as security for the repayment of a debt.
They are considering a second mortgage for home renovations.
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Sep 12, 2023
A loan for the purchase of real property, secured by a lien on the property.
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Sep 12, 2023
The document specifying the terms and conditions of the repayment of such a loan.
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Sep 12, 2023
The repayment obligation associated with such a loan
A family who cannot afford their mortgage.
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Sep 12, 2023
The right to payment associated with such a loan
A bank that buys mortgages from originators.
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Sep 12, 2023
The lien on the property associated with such a loan.
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Sep 12, 2023
To pledge (real property) as the security for a loan.
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Sep 12, 2023
To make subject to a claim or risk; pledge against a doubtful outcome
Mortgaged their political careers by taking an unpopular stand.
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Sep 12, 2023
(legal) A special form of secured loan where the purpose of the loan must be specified to the lender, to purchase assets that must be fixed (not movable) property, such as a house or piece of farm land. The assets are registered as the legal property of the borrower but the lender can seize them and dispose of them if they are not satisfied with the manner in which the repayment of the loan is conducted by the borrower. Once the loan is fully repaid, the lender loses this right of seizure and the assets are then deemed to be unencumbered.
We're renting a property in the city centre because we can't afford to get a mortgage yet.
Fiza Rafique
Sep 12, 2023
(obsolete) State of being pledged.
Lands given in mortgage
Fiza Rafique
Sep 12, 2023
To borrow against a property, to obtain a loan for another purpose by giving away the right of seizure to the lender over a fixed property such as a house or piece of land; to pledge a property in order to get a loan.
To mortgage a property, an estate, or a shop
We mortgaged our house in order to start a company.
Fiza Rafique
Sep 12, 2023
To pledge and make liable; to make subject to obligation; to achieve an immediate result by paying for it in the long term.
Fiza Rafique
Sep 12, 2023
A conveyance of property, upon condition, as security for the payment of a debt or the preformance of a duty, and to become void upon payment or performance according to the stipulated terms; also, the written instrument by which the conveyance is made.
Fiza Rafique
Sep 12, 2023
State of being pledged; as, lands given in mortgage.
Fiza Rafique
Sep 12, 2023
To grant or convey, as property, for the security of a debt, or other engagement, upon a condition that if the debt or engagement shall be discharged according to the contract, the conveyance shall be void, otherwise to become absolute, subject, however, to the right of redemption.
Fiza Rafique
Sep 12, 2023
Hence: To pledge, either literally or figuratively; to make subject to a claim or obligation.
Mortgaging their lives to covetise.
I myself an mortgaged to thy will.
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Sep 12, 2023
A conditional conveyance of property as security for the repayment of a loan
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Sep 12, 2023
Put up as security or collateral
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Sep 12, 2023

Common Curiosities

What is the root word of mortgage?

The root is from Old French "mort gage" meaning "death pledge."
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Sep 29, 2023

What is the singular form of mortgage?

Mortgage.
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Sep 29, 2023

Why is it called mortgage?

It's derived from Old French "mort gage", meaning "death pledge," referring to the pledge ending when the obligation is fulfilled or the property is foreclosed.
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Sep 29, 2023

What is the pronunciation of mortgage?

Mortgage is pronounced as /ˈmɔːrɡɪdʒ/.
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Sep 29, 2023

Which vowel is used before mortgage?

The vowel "a" is used before the "g" in mortgage.
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Sep 29, 2023

What is the plural form of mortgage?

Mortgages.
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Sep 29, 2023

What is the verb form of mortgage?

To mortgage.
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Sep 29, 2023

Which preposition is used with mortgage?

"On" as in "mortgage on a property."
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Sep 29, 2023

Is the word mortgage imperative?

No.
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Sep 29, 2023

Is mortgage a noun or adjective?

Mortgage is primarily a noun.
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Sep 29, 2023

Is mortgage a countable noun?

Yes, you can have one mortgage, two mortgages, etc.
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Sep 29, 2023

What is a stressed syllable in mortgage?

The first syllable, "Mort."
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Sep 29, 2023

Which determiner is used with mortgage?

Determiners like "this," "that," "my," "your" can be used with mortgage.
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Sep 29, 2023

Which conjunction is used with mortgage?

Any conjunction can be used, such as "and" or "but," depending on the sentence.
Fiza Rafique
Sep 29, 2023

Is the mortgage term a metaphor?

No, but its origin ("death pledge") is metaphorical.
Fiza Rafique
Sep 29, 2023

What is the third form of mortgage (as a verb)?

Mortgaged.
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Sep 29, 2023

Is mortgage a negative or positive word?

Neutral, though context may influence its perception.
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Sep 29, 2023

Is mortgage a collective noun?

No, it is not.
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Sep 29, 2023

What is another term for mortgage?

Home loan or lien.
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Sep 29, 2023

What is the first form of mortgage (as a verb)?

Mortgage.
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Sep 29, 2023

Which article is used with mortgage?

Both "a" and "the" can be used, depending on context.
Fiza Rafique
Sep 29, 2023

Is mortgage a vowel or consonant?

"Mortgage" is a word containing both vowels and consonants.
Fiza Rafique
Sep 29, 2023

What part of speech is mortgage?

Noun, though it can also be a verb.
Fiza Rafique
Sep 29, 2023

Is mortgage an adverb?

No, mortgage is not an adverb.
Fiza Rafique
Sep 29, 2023

Is mortgage an abstract noun?

No, it's a concrete noun.
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Sep 29, 2023

How many syllables are in mortgage?

Two syllables.
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Sep 29, 2023

How do we divide mortgage into syllables?

Mort-gage.
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Sep 29, 2023

What is the opposite of mortgage?

Equity or outright ownership.
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Sep 29, 2023

What is the second form of mortgage (as a verb)?

Mortgaged.
Fiza Rafique
Sep 29, 2023

How is mortgage used in a sentence?

"They secured a mortgage for their new home."
Fiza Rafique
Sep 29, 2023

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Author Spotlight

Written by
Fiza Rafique
Fiza Rafique is a skilled content writer at AskDifference.com, where she meticulously refines and enhances written pieces. Drawing from her vast editorial expertise, Fiza ensures clarity, accuracy, and precision in every article. Passionate about language, she continually seeks to elevate the quality of content for readers worldwide.
Tayyaba Rehman is a distinguished writer, currently serving as a primary contributor to askdifference.com. As a researcher in semantics and etymology, Tayyaba's passion for the complexity of languages and their distinctions has found a perfect home on the platform. Tayyaba delves into the intricacies of language, distinguishing between commonly confused words and phrases, thereby providing clarity for readers worldwide.

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