Ask Difference

Morgage vs. Mortgage — Which is Correct Spelling?

Edited by Tayyaba Rehman — By Fiza Rafique — Updated on April 4, 2024
Morgage is incorrect. The proper spelling is Mortgage, which refers to a loan for real estate.
Morgage vs. Mortgage — Which is Correct Spelling?

Which is correct: Morgage or Mortgage

How to spell Mortgage?


Incorrect Spelling


Correct Spelling

Key Differences

"gage" is a pledge. Combine "mort" + "gage" for "mortgage."
Associate it with "mortar," imagining a house being built.
Think "t" for "title," as mortgages deal with property titles.
Remember "mort-" like "mortal," both indicating a long-term bond or connection.
Recall phrases like "mortgage lender" or "mortgage payment" where the 't' is often pronounced softly but is essential for the correct spelling.

How Do You Spell Mortgage Correctly?

Incorrect: The bank approved his morgage application.
Correct: The bank approved his mortgage application.
Incorrect: I need to apply for a morgage to buy a house.
Correct: I need to apply for a mortgage to buy a house.
Incorrect: They are having trouble paying the morgage this month.
Correct: They are having trouble paying the mortgage this month.
Incorrect: Our morgage rate is relatively low, thankfully.
Correct: Our mortgage rate is relatively low, thankfully.
Incorrect: She is looking into refinancing her morgage.
Correct: She is looking into refinancing her mortgage.

Mortgage Definitions

A conveyance of property on condition as a security for a loan.
The bank holds the mortgage until full payment is made.
An obligation or involvement binding someone.
He felt the mortgage of old wrongs.
The charging of property by a debtor to a creditor as security.
They held a mortgage on the property.
The deed by which such a transaction is affected.
They signed the mortgage papers today.
A loan for the purchase of real property, secured by a lien on the property.
The document specifying the terms and conditions of the repayment of such a loan.
The repayment obligation associated with such a loan
A family who cannot afford their mortgage.
The right to payment associated with such a loan
A bank that buys mortgages from originators.
The lien on the property associated with such a loan.
To pledge (real property) as the security for a loan.
To make subject to a claim or risk; pledge against a doubtful outcome
Mortgaged their political careers by taking an unpopular stand.
(legal) A special form of secured loan where the purpose of the loan must be specified to the lender, to purchase assets that must be fixed (not movable) property, such as a house or piece of farm land. The assets are registered as the legal property of the borrower but the lender can seize them and dispose of them if they are not satisfied with the manner in which the repayment of the loan is conducted by the borrower. Once the loan is fully repaid, the lender loses this right of seizure and the assets are then deemed to be unencumbered.
We're renting a property in the city centre because we can't afford to get a mortgage yet.
(obsolete) State of being pledged.
Lands given in mortgage
To borrow against a property, to obtain a loan for another purpose by giving away the right of seizure to the lender over a fixed property such as a house or piece of land; to pledge a property in order to get a loan.
To mortgage a property, an estate, or a shop
We mortgaged our house in order to start a company.
To pledge and make liable; to make subject to obligation; to achieve an immediate result by paying for it in the long term.
A conveyance of property, upon condition, as security for the payment of a debt or the preformance of a duty, and to become void upon payment or performance according to the stipulated terms; also, the written instrument by which the conveyance is made.
State of being pledged; as, lands given in mortgage.
To grant or convey, as property, for the security of a debt, or other engagement, upon a condition that if the debt or engagement shall be discharged according to the contract, the conveyance shall be void, otherwise to become absolute, subject, however, to the right of redemption.
Hence: To pledge, either literally or figuratively; to make subject to a claim or obligation.
Mortgaging their lives to covetise.
I myself an mortgaged to thy will.
A conditional conveyance of property as security for the repayment of a loan
Put up as security or collateral
A loan agreement using real estate as collateral.
She took out a mortgage to buy her first house.

Mortgage Meaning in a Sentence

They consulted a mortgage broker to find the best loan options.
The couple took out a mortgage to purchase their first home.
Adjustable-rate mortgages might offer lower initial rates but can increase over time.
Mortgage rates fluctuate based on the economy and the central bank's interest rates.
A fixed-rate mortgage ensures your payments remain the same for the duration of the loan.
To qualify for a mortgage, one usually needs a good credit score and a stable income.
Mortgage payments include both the principal amount and interest.
Paying off a mortgage early can save thousands in interest.
Understanding the terms of your mortgage is crucial before signing the agreement.
Refinancing your mortgage can lead to better interest rates and lower monthly payments.

Mortgage Idioms & Phrases

Underwater mortgage

When the amount owed on a mortgage is greater than the value of the property.
After the housing market crash, many found themselves with an underwater mortgage.


Having paid off a mortgage in full, owning the property outright.
After years of payments, they finally became mortgage-free.

Common Curiosities

Why is it called Mortgage?

It comes from Old French "morgage" meaning "dead pledge," implying the pledge ends when the obligation is fulfilled.

Which vowel is used before Mortgage?

Typically "a" as in "a mortgage."

What is the verb form of Mortgage?

To mortgage.

What is the root word of Mortgage?

Derived from Old French "morgage."

Which conjunction is used with Mortgage?

Any, like "and" or "or," based on context.

What is the pronunciation of Mortgage?


Which article is used with Mortgage?

"A" or "the."

Is Mortgage a negative or positive word?

Neutral, though context can influence its connotation.

What is the singular form of Mortgage?


Is Mortgage a countable noun?


Is the Mortgage term a metaphor?

No, but the concept is derived metaphorically from "dead pledge."

Is the word Mortgage is imperative?


Which preposition is used with Mortgage?

"On" as in "mortgage on the property."

Is Mortgage an abstract noun?

No, it refers to a concrete agreement.

What is the plural form of Mortgage?


Is Mortgage a noun or adjective?


Is Mortgage a vowel or consonant?

"Mortgage" contains both vowels and consonants.

Is Mortgage an adverb?


Is Mortgage a collective noun?


How many syllables are in Mortgage?


How do we divide Mortgage into syllables?


What is another term for Mortgage?

Home loan.

What is the opposite of Mortgage?

Ownership or outright ownership.

How is Mortgage used in a sentence?

"They acquired their new home through a 30-year mortgage."

Is the word “Mortgage” a Direct object or an Indirect object?

It can function as a direct object, e.g., "She secured a mortgage."

What is a stressed syllable in Mortgage?

The first syllable, "mort."

What is the first form of Mortgage?

Mortgage as a noun doesn't have verb forms, but the verb "to mortgage" is the base form.

Is the word Mortgage Gerund?


What part of speech is Mortgage?


Which determiner is used with Mortgage?

"This," "that," "my," etc., depending on context.

What is the second form of Mortgage?


What is the third form of Mortgage?


Share Your Discovery

Share via Social Media
Embed This Content
Embed Code
Share Directly via Messenger
Previous Comparison
Colect vs. Collect
Next Comparison
Causual vs. Causal

Author Spotlight

Written by
Fiza Rafique
Fiza Rafique is a skilled content writer at, where she meticulously refines and enhances written pieces. Drawing from her vast editorial expertise, Fiza ensures clarity, accuracy, and precision in every article. Passionate about language, she continually seeks to elevate the quality of content for readers worldwide.
Tayyaba Rehman is a distinguished writer, currently serving as a primary contributor to As a researcher in semantics and etymology, Tayyaba's passion for the complexity of languages and their distinctions has found a perfect home on the platform. Tayyaba delves into the intricacies of language, distinguishing between commonly confused words and phrases, thereby providing clarity for readers worldwide.

Popular Spellings

Featured Misspellings

Trending Misspellings

New Misspellings