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Accretion vs. Amortization — What's the Difference?

Accretion vs. Amortization — What's the Difference?

Difference Between Accretion and Amortization

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Accretion

Growth or increase in size by gradual external addition, fusion, or inclusion.

Amortization

Amortization (or amortisation; see spelling differences) is paying off an amount owed over time by making planned, incremental payments of principal and interest. To amortise a loan means "to kill it off".

Accretion

Something contributing to such growth or increase
"the accretions of paint that had buried the door's details like snow" (Christopher Andreae).

Amortization

The act or process of amortizing.

Accretion

(Biology) The growing together or adherence of parts that are normally separate.
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Amortization

The money set aside for this purpose.

Accretion

Slow addition to land by deposition of water-borne sediment.

Amortization

In reckoning the yield of a bond bought at a premium, the periodic subtraction from its current yield of a proportionate share of the premium between the purchase date and the maturity date.

Accretion

An increase of land along the shores of a body of water, as by alluvial deposit.

Amortization

The reduction of loan principal over a series of payments.

Accretion

(Astronomy) An increase in the mass of a celestial object by its gravitational capture of surrounding interstellar material.

Amortization

The distribution of the cost of an intangible asset, such as an intellectual property right, over the projected useful life of the asset.

Accretion

The act of increasing by natural growth; especially the increase of organic bodies by the internal accession of parts; organic growth.

Amortization

The act or right of alienating lands to a corporation, which was considered formerly as transferring them to dead hands, or in mortmain.

Accretion

The act of increasing, or the matter added, by an accession of parts externally; an extraneous addition.
An accretion of earth
A mineral augments not by growth, but by accretion.

Amortization

The extinction of a debt, usually by means of a sinking fund; also, the money thus paid.

Accretion

Something added externally to promote the external growth of an item.

Amortization

The reduction of the value of an asset by prorating its cost over a period of years

Accretion

Concretion; coherence of separate particles.
The accretion of particles to form a solid mass

Amortization

Payment of an obligation in a series of installments or transfers

Accretion

(biology) A growing together of parts naturally separate, as of the fingers or toes.

Accretion

(geology) The gradual increase of land by deposition of water-borne sediment.

Accretion

(legal) The adhering of property to something else, by which the owner of one thing becomes possessed of a right to another; generally, gain of land by the washing up of sand or sail from the sea or a river, or by a gradual recession of the water from the usual watermark.

Accretion

(legal) Gain to an heir or legatee; failure of a coheir to the same succession, or a co-legatee of the same thing, to take his share percentage.

Accretion

(astrophysics) The formation of planets and other bodies by collection of material through gravity.

Accretion

The act of increasing by natural growth; esp. the increase of organic bodies by the internal accession of parts; organic growth.

Accretion

The act of increasing, or the matter added, by an accession of parts externally; an extraneous addition; as, an accretion of earth.
A mineral . . . augments not by growth, but by accretion.
To strip off all the subordinate parts of his narrative as a later accretion.

Accretion

Concretion; coherence of separate particles; as, the accretion of particles so as to form a solid mass.

Accretion

A growing together of parts naturally separate, as of the fingers or toes.

Accretion

The adhering of property to something else, by which the owner of one thing becomes possessed of a right to another; generally, gain of land by the washing up of sand or soil from the sea or a river, or by a gradual recession of the water from the usual watermark.

Accretion

An increase by natural growth or addition

Accretion

Something contributing to growth or increase;
He scraped away the accretions of paint
The central city surrounded by recent accretions

Accretion

(astronomy) the formation of a celestial object by the effect of gravity pulling together surrounding objects and gases

Accretion

(biology) growth by addition as by the adhesion of parts or particles

Accretion

(geology) an increase in land resulting from alluvial deposits or water-borne sediment

Accretion

(law) an increase in a beneficiary's share in an estate (as when a co-beneficiary dies or fails to meet some condition or rejects the inheritance)

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